Richman Financial Corp.
Keep More of What You Earn
18 Years of Tax Expertise. 30+ Years in Accounting.
Richman Financial Corp. guides businesses and individuals through smart tax strategy — not just at filing time, but all year long.
Explore Our ServicesWhat We Do
Tax Services for Every Situation
S Corp · C Corp · LLC · Partnerships
S Corp · C Corp · LLC · Partnerships
Business Tax Returns
Every business entity has its own tax rules, opportunities, and pitfalls. We prepare returns for S Corporations, C Corporations, LLCs, and Partnerships — ensuring every deduction is captured and every filing is accurate. Our deep familiarity with pass-through taxation, entity-level elections, and multi-state obligations means your business returns are handled with precision.
Comprehensive Personal Tax Preparation
Individual Tax Returns
From straightforward W-2 filers to complex returns involving investment income, rental properties, self-employment, and business ownership, we handle it all. We take the time to understand your full financial picture so nothing is overlooked — and so you walk away confident that your return is both accurate and optimized.
Strategy That Saves Real Money
Year-Round Tax Planning
Filing a return is the end of the story — planning is where the savings happen. We work with clients throughout the year, with a particular focus on Q4 strategy, to identify opportunities before the tax year closes. Proactive planning means fewer surprises and more money staying where it belongs: with you.
Our Planning Process
Tax Planning That Goes Beyond the Return
Effective tax planning isn't a once-a-year event — it's a year-round discipline. The last quarter is critical, but the groundwork is laid long before December. Here's how we approach it:
Accurate Financial Statements
Everything starts with clean, accurate books. We review your financial statements to establish a clear baseline — because you can't plan around numbers you can't trust.
Maximizing the QBI Deduction
The Qualified Business Income Deduction can reduce taxable income by up to 20% for eligible pass-through entities. We analyze your situation to ensure you're capturing the maximum allowable deduction.
Depreciation Strategy
Section 179 and the Special Bonus Depreciation Allowance offer powerful ways to accelerate deductions on business assets. We evaluate which approach — or combination — produces the best outcome for your specific tax position.
Retirement Planning Opportunities
Contributions to SEP-IRAs, Solo 401(k)s, SIMPLE IRAs, and defined benefit plans can significantly reduce taxable income. We identify the right retirement vehicle for your business structure and income level.
Additional Business Deductions
From home office deductions to vehicle use, health insurance premiums, and business meals, we leave no legitimate deduction on the table. Every dollar saved in taxes is a dollar reinvested in your business or your future.
Ready to Stop Overpaying on Taxes?
Schedule a consultation and discover what a proactive tax strategy can do for your bottom line. With 18+ years of dedicated expertise, we know how to find the savings others miss.